87 Elm Street
Toronto, ON M5G 0A8
CEO: Heather McGregor
Board President: Kelly Goldthorpe

Charitable Reg. #:10822 9865 RR0001

STAR RATING

Ci's Star Rating is calculated based on the following independent metrics:

[Charity Rating: 2/5]

✔+

FINANCIAL TRANSPARENCY

Audited financial statements for current and previous years available on the charity’s website.

C

RESULTS REPORTING

Grade based on the charity's public reporting of the work it does and the results it achieves.

Average

DEMONSTRATED IMPACT

The demonstrated impact per dollar Ci calculates from available program information.

NEED FOR FUNDING

Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.

66%

CENTS TO THE CAUSE

For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 66 cents are available for programs.



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OVERVIEW

About YWCA Toronto:

Young Women’s Christian Association of Greater Toronto is a 3-star charity. It has a results reporting grade of C which is below average. For every dollar donated, 66 cents are available to go towards the cause.

Founded in 1873, Young Women’s Christian Association of Greater Toronto (YWCA Toronto) primarily supports underserved women, girls, and individuals of diverse gender identities. YWCA Toronto’s main programs include Housing, Employment, Gender-Based Violence, and Girls & Family Programs. In 2024, Young Women’s Christian Association of Greater Toronto spent $41.8m on its programs but does not provide a breakdown by program.

For its Housing program, YWCA Toronto offers two violence-against-women shelters, one shelter for homeless women, and one transitional housing project. Its Davenport homeless shelter currently houses 55 beds and will be expanded to 73 beds. The charity reports that it shelters over 2,000 women annually.

For its Employment program, YWCA Toronto runs 15 employment and training programs at its two Toronto Employment Centres. In 2024, 4,157 women and gender-diverse participants developed career ready skills in employment and training programs. In 2024, 1,891 newcomers had enhanced readiness to enter the Canadian labour market.

YWCA Toronto’s Gender-Based Violence program focuses on advocating about the issue and providing support for women and gender-diverse people who experience gender-based violence. In 2024, the charity reported that 163 women, girls and children lost their lives to gender-based violence in Toronto. In 2024, YWCA helped 164 mothers, gender-diverse parents and children have a space to heal through its Here to Help and Adventures in Sharing program.

YWCA Toronto runs many Girls & Family Programs, including Camp Tapawingo. In 2024, 566 girls and gender-diverse youths attended Camp Tapawingo in 2024. 150 of those individuals benefitted from Camp Tapawingo subsidies. 

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Results and Impact

Ci found that YWCA Toronto reported many stories but no quantified data on its results and impact. This may not be a complete representation of YWCA Toronto’s results & impact. 

This charity has been given an Average rating based on its demonstrated impact per dollar.

Impact Rating: Average

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Finances

Young Women’s Christian Association of Greater Toronto’s financial statements follow line-item costing, meaning it does not disclose which expenses relate to programming, administrative, and fundraising activities. This is not a best practice.

In 2024, YWCA Toronto received $5.6m in donations and special events revenue, down 13% from the $6.3m received in 2023. In 2024, the charity received $31.1m in government revenue which represents 67% of total revenues. Administrative costs are 10% of total revenues (less investment income) and fundraising costs are 24% of total donations. For every dollar donated, 66 cents are available to go towards the cause. This is within Ci’s reasonable range for overhead spending. In 2024, YWCA Toronto spent $38.0m on its programs which represents 82% of total revenues.

In 2024, YWCA Toronto had $13.6m in liquid assets and $56.0m in interest-bearing debts creating a negative program cost coverage ratio. These debts mainly represent mortgages to finance its shelters and facilities. Excluding debts, YWCA Toronto could cover 39% or almost five months of program costs.

In 2024, YWCA Toronto paid external fundraisers $12k to raise $5k. This means the cost of raising a dollar via external fundraisers is 44 cents.

Updated on August 11, 2025 by Abby Stout.

Financial Review


Financial Ratios

Fiscal year ending December
202420232022
Administrative costs as % of revenues 10.4%10.8%9.3%
Fundraising costs as % of donations 23.7%22.6%18.4%
Total overhead spending 34.1%33.4%27.7%
Program cost coverage (%) (111.6%)(120.1%)(133.9%)

Summary Financial Statements

All figures in $000s
202420232022
Donations 5,0935,7675,690
Government funding 31,09031,60130,085
Fees for service 1,205799701
Business activities (net) 7,0116,3475,657
Special events 505560653
Investment income 1,0051,052(391)
Other income 5855031,526
Total revenues 46,49646,62943,921
Program costs 37,95438,25035,572
Administrative costs 4,7264,9414,115
Fundraising costs 1,3261,4291,165
Total spending 44,00644,62040,853
Cash flow from operations 2,4902,0093,068
Capital spending 2081,6201,688
Funding reserves (42,360)(45,934)(47,630)

Note: DEFERRED CAPITAL CONTRIBUTIONS: Ci adjusted for the change in deferred capital contributions. This affected total revenues by ($563k) in 2024, ($603k) in 2023, and $59k in 2022 DEFERRED REVENUE: Ci adjusted for the change in deferred revenue affecting total revenues by $521k in 2024, ($125k) in 2023, and $615k in 2022. INTEREST INCOME: Ci removed income on below market loans from government funding and reported it as interest income.

Salary Information

Full-time staff: 316

Avg. compensation: $72,911

Top 10 staff salary range:

$350k +
0
$300k - $350k
0
$250k - $300k
0
$200k - $250k
1
$160k - $200k
0
$120k - $160k
1
$80k - $120k
8
$40k - $80k
0
< $40k
0

Information from most recent CRA Charities Directorate filings for F2024

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Comments & Contact

Comments added by the Charity:

No comments have been added by the charity.

Charity Contact

Website: www.ywcatoronto.org
This email address is being protected from spambots. You need JavaScript enabled to view it. Tel: 416-961-8100

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Charitable Registration Number: 80340 7956 RR0001